Jason Fleming, Author at Dealstruck

Author Archives: Jason Fleming

Got an inventory strategy for summer? Here’s why our line of credit works.

Posted on by Jason Fleming

by Jason Fleming, Senior Financing Consultant at Dealstruck Summer is quickly coming upon us, and that means many businesses like yours are developing strategies to adapt to the changing season. Retailers involved in frozen yogurt, cold beverage and shakes, swimsuit … Continue reading

The Basics: Your Personal Guarantee

Posted on by Jason Fleming

Leading your business on a path towards financial sustainability and expanding your customer base demand one hundred percent of your energy, emotions, and efforts.  It’s exciting and challenging. You’re all in.  A fundamental perspective in running a business is ownership: … Continue reading

Borrower Industry Focus: eCommerce

Posted on by Jason Fleming

As the Dealstruck team funds more small business loans and lines of credit, we’ve noticed some interesting trends across some rapidly growing industries, including home healthcare, internet technology, financial services, commercial cleaning, residential and commercial contracting, and e-Commerce.  In this … Continue reading

Borrower Industry Focus: Home health care issues with Medicaid and other payors

Posted on by Jason Fleming

As the Dealstruck team closes more and more small business loans and lines of credit, some interesting trends have emerged. We will delve deeper into a number of industries in the coming weeks, but I thought it would be interesting … Continue reading

Banks and Altermative Lenders: Friend or Foe?

Posted on by Jason Fleming

  Much has been made recently of the rise of alternative lending and the potential threat the industry poses to established incumbents in the world of traditional banking. Last week, Brock Blake, CEO of small business loan marketplace (and Dealstruck … Continue reading

Liens Keeping You from Getting a Loan? We Can Help

Posted on by Jason Fleming

When applying for financing, nearly all lenders will file a lien, known as a “UCC-1”, against your business —and Dealstruck is no exception.  Article 9 of the Uniform Commercial Code governs what lenders have “priority” in the collateral of the … Continue reading

Personal Credit and Small Business Loans — Blurred Lines

Posted on by Jason Fleming

For many small business owners, business and personal lives often overlap.  And this is particularly true when the owner runs the company full-time.  Everyday family and personal tasks get co-mingled with professional responsibilities like dealing with vendors, customers, and employees. … Continue reading

Loan Pricing and Profit Margins, Continued

Posted on by Jason Fleming

In a previous post, I explored the idea of loan pricing and how an APR affects a small business’s bottom line.  I wrote this initial post because I heard from a number of entrepreneurs that, If the sticker price of … Continue reading

Bankable — What does it mean?

Posted on by Jason Fleming

A common expression used in the alternative lending industry is “bankable”, to describe whether or not someone has the ability to get financing from a traditional bank. In a small business lending environment, we consider “bankable” to mean a loan amount that is sufficient … Continue reading

Dealing with Loan Brokers — A slippery slope

Posted on by Jason Fleming

I just had a frustrating conversation with a loan broker today.  After introducing us to a borrower that we ultimately were able to fund, this broker asked us to collect his additional fees for him because the borrower was not … Continue reading