Ethan Senturia, Author at Dealstruck

Author Archives: Ethan Senturia

4 tax time tips for Amazon Marketplace sellers

Posted on by Ethan Senturia

originally posted on Internet Retailer Steady losses and working from a home office tend to get the attention of the IRS. It’s that time of year again—tax time.  No matter the size of your Amazon Marketplace business, you will need … Continue reading

4 Things I Wish I Knew When I Started My Business

Posted on by Ethan Senturia

I’m one of those people who other people (I think) call an entrepreneur. While I’ve spent part of my career working for other companies, the truth is that there was always that idea, that desire to make my own company, … Continue reading

Top 5 Tips to Start Your Startup Right

Posted on by Ethan Senturia

Are you ready to start working for yourself? A startup is a marathon without a finish line, but if you start out strong and keep yourself hydrated, you’ll stay on your feet and go the distance – take it from … Continue reading

Deceptive Lending Practices — From Auto Loans to Small Business Finance

Posted on by Ethan Senturia

The New York Times recently published a front page article on theaggressive, deceptive practices at play in the subprime used car market.  Although auto lending is far removed from the small business lending we do at Dealstruck, there are some … Continue reading

Behind the Curtain: Why does Dealstruck charge a pre-payment penalty?

Posted on by Ethan Senturia

As part of Dealstruck’s commitment to transparency, we try to pull back the curtain on the “tricks of the trade” to arm you with the accurate and complete information you need to make the best financing decision. One common refrain … Continue reading

San Diego Startup Week — You can build a tech company here!

Posted on by Ethan Senturia

When I started Dealstruck, one of the first questions most people would ask me was, “So, when are you moving to The Valley?” Repeatedly I was told, “There is no money in San Diego” and “There is no talent in … Continue reading

Commercial Lending Should be as Transparent as Consumer Lending

Posted on by Ethan Senturia

When you are shopping for a mortgage, you know that you’re comparing apples to apples when you compare interest rates and terms from banks. This is because consumer lending is protected by the Truth in Lending Act, preventing any predatory … Continue reading

Why are you holding my money? A word on advance rates.

Posted on by Ethan Senturia

Our line of credit product is extremely popular with enterprise businesses who often carry large Accounts Receivable (“A/R”), as our customers can then access those unpaid revenues as needed. At Dealstruck we grant a line of credit that’s equivalent to … Continue reading

Why a Line of Credit is Better than a Merchant Cash Advance — the devil is in the details

Posted on by Ethan Senturia

Recently, we had a prospective client of ours almost choose a merchant cash advance over our working capital line of credit despite it being nearly twice as expensive.  Given that we spend a good portion of our time trying to … Continue reading

How Crowdlending Solves the Dodd-Frank Problem

Posted on by Ethan Senturia

Historically, local banks have been the closest ally of small and medium sized businesses (SMBs), as relationship building and community reinvestment tend to be closely held values in making lending decisions. However, the SMB lending landscape has changed significantly in … Continue reading