Accounts Receivable Line of Credit
Don't wait on invoices, borrow against them.
Dealstruck’s accounts receivable line of credit allows you to borrow against outstanding invoices while retaining their ownership, giving you access to your cash with no payments.
Credit Line Limit
Total Accounts Receivable (A/R)
15.99% - 19.99%
*interest rates are approximate, actual rate will depend on other factors in addition to credit score
**Assumes approximately 30 days of accrued interest at middle of APR range
Opportunities and Uses
- Your customers pay down the loan for you when they pay their invoices.
- We never buy your invoices, we only lend against them with a real credit line, giving you access to your money before your customers pay you.
- Your spending limit matches your business growth, keeping you on track and in the black.
- Get real-time access to your account. View customer payments, balances, and detailed transactions 24/7.
“Dealstruck was like a miracle for me; it was a great option. I found it on the internet while I was looking for another option. Then I found a newspaper article [in the New York Times] and felt comfortable about them after reading that and doing so much research.”
“I have more confidence now. A general contractor just asked [us] to do a big job at a major league baseball park. I didn’t have to worry as I would have before. Now, thanks to the quick help Dealstruck provided, I don’t stress for one moment that I won’t be able to cover materials costs or pay those who work the job.”
Why choose a Dealstruck Loan?
Cash tied up in invoices?
No problem, borrow against them. Access your money when you need it.
Your customers are yours
Retaining ownership of your invoices means you own your relationships with your customers.
It’s not factoring
This is a true credit line. Your available balance increases with each payment. It’s a truly revolving credit line.
You retain ownership
Your accounts receivable remain your own. We don’t buy them, we lend against them—it’s a credit line!
Processing made easy
No more hassling with submitting each and every invoice. Our credit line allows you to borrow against the whole outstanding balance, not just one invoice at a time.
You read that right, make no payments. Your customers pay off your credit line for you when they pay their invoices.
Three simple requirements
1+ years in business
Congratulations, you’ve made it 12 months! Now it’s time to start growing.
600+ personal credit score
You’ve proven you can handle your money, now you can handle ours.
$150,000 annual revenue
Averaging $12,500 per month? That kind of growth means you’re ready for more.