A/R Credit line

Accounts Receivable Line of Credit

Don't wait on invoices, borrow against them.

Dealstruck’s accounts receivable line of credit allows you to borrow against outstanding invoices while retaining their ownership, giving you access to your cash with no payments.

Accounts Receivable Credit Line

Credit Line Limit

$85,000

Total Accounts Receivable (A/R)

Interest Rate*

15.99% - 19.99%

Credit Score


Draw Amount

Outstanding Balance:**

$20,000

Monthly Payment

$0

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*interest rates are approximate, actual rate will depend on other factors in addition to credit score

**Assumes approximately 30 days of accrued interest at middle of APR range

Opportunities and Uses

  • Your customers pay down the loan for you when they pay their invoices.
  • We never buy your invoices, we only lend against them with a real credit line, giving you access to your money before your customers pay you.
  • Your spending limit matches your business growth, keeping you on track and in the black.
  • Get real-time access to your account. View customer payments, balances, and detailed transactions 24/7.

Customer Success

“Dealstruck was like a miracle for me; it was a great option. I found it on the internet while I was looking for another option. Then I found a newspaper article [in the New York Times] and felt comfortable about them after reading that and doing so much research.”

Home Health 5 Star

Jorge Gustavo Gonzalez 
5 Star Home Health & Hospice LLC

“I have more confidence now. A general contractor just asked [us] to do a big job at a major league baseball park. I didn’t have to worry as I would have before. Now, thanks to the quick help Dealstruck provided, I don’t stress for one moment that I won’t be able to cover materials costs or pay those who work the job.”

Success Surftel

Shawn Emerick 
Surf-Tel

See more

Why choose a Dealstruck Loan?

Features

Cash tied up in invoices?

No problem, borrow against them. Access your money when you need it.

Features

Your customers are yours

Retaining ownership of your invoices means you own your relationships with your customers.

Features

It’s not factoring

This is a true credit line. Your available balance increases with each payment. It’s a truly revolving credit line.

Features

You retain ownership

Your accounts receivable remain your own. We don’t buy them, we lend against them—it’s a credit line!

Features

Processing made easy

No more hassling with submitting each and every invoice. Our credit line allows you to borrow against the whole outstanding balance, not just one invoice at a time.

Features

No payments

You read that right, make no payments. Your customers pay off your credit line for you when they pay their invoices.

Three simple requirements

1+ years in business

1+ years in business

Congratulations, you’ve made it 12 months! Now it’s time to start growing.

Personal Credit Score

600+ personal credit score

You’ve proven you can handle your money, now you can handle ours.

Annual Revenue

$150,000 annual revenue

Averaging $12,500 per month? That kind of growth means you’re ready for more.

Our Accounts Receivable
Line of Credit is designed for
B2B businesses that invoice
their clients.

Watch how Carol uses her Dealstruck Accounts Receivable line of credit to manage her cash flow and grow her bottom line.

Questions? Call us at (855) 610-5626 or e-mail us at sales@dealstruck.com